Car Insurance in Virginia Beach, VA

Virginia Beach’s top choice in fast and stress-free auto insurance

Auto Insurance in Virginia Beach and What You Need to Know

If you live in a city like Virginia Beach, shopping for the right estimate in auto insurance can be intimidating and crucial.

Percentage decrease in Virginia Beach car insurance costs compared to national average

2982 %

Percentage decrease in Virginia Beach car costs compared to average in Virginia

484 %

Percentage increase in Virginia Beach car insurance costs compared to most expensive in Virginia

3559 %

Full Coverage Car Insurance

Driving with full coverage in Virginia Beach can give you and your passengers a peace of mind. No matter what happens, you are and will be protected.

Liability Car Insurance

Receive minimum liability in Virginia Beach when you meet our auto insurance requirements. Stay savvy on yours and your passengers safety.

High Risk Car Insurance

Leave the digging to us when looking for the best High risk auto insurance rates in Virginia Beach. Nothing beats having help in this big decision for your next high risk coverage plan.

Home and Auto Insurance

If you could combine home and auto insurance in Virginia Beach, would you? We offer less hassle and more savings when looking at our bundles to see if we have the right plan for you and your automobile.

Your Driving Record Matters When Getting Auto Insurance in Virginia Beach

It’s the same story at some point in our lives, but you need to get auto insurance. And what’s more frustrating than scouring the internet for the best possible quotes in Virginia Beach? You may stumble upon that one bargain plan that promises you a glorious quote to only find out that the actual total of this insurance premium is way over what you literally bargained for. How could this happen? Did you ever consider insurance points? The points added to a driver's record for a crime varies by location and state and when you reach a certain amount, you may risk getting a higher premium. The Department of Motor Vehicles let insurance companies know of any record of tickets or accidents in your past. Rates in Virginia Beach will go up for you if you have points on your driving record and the insurance provider will raise the quote originally provided.

best home and auto insurance Virginia Beach VA

Your Type of Car Plays a Role on Car Insurance Costs in Virginia Beach

"You ever look at the size of your vehicle and wonder if it’ll affect your coverage in more ways than one? That’s completely true for Virginia Beach. The higher the horsepower and size of your vehicle could affect the car insurance rate you’re going to get. The reason for this being that cars with more power and bigger in size are involved in more car accidents, and then become costly to cover. In Virginia Beach, you could save more when considering vehicles like cars in the midsize group, such as sedans, midsize SUVs, or minivans. The vehicle's worth weighs heavily on the cost to cover it. For auto insurance companies in Virginia Beach, the price of the automobile is a primary factor when setting your first quote in auto insurance. It’s always ideal to think about lower-priced vehicles in case you're on the lookout for some extra savings.

Vehicle TypeAnnual Average Cost of Car Insurance

best home and auto insurance Virginia Beach VA

Cost of Car Insurance in Virginia Beach by Gender and Marital Status

We now live in an age where gender is no longer a variable in a number of states. Yet marriage is still a factor and can be beneficial for both you and your spouse when it comes to affordable car insurance in Virginia Beach. Some sources state that married motorists drive less often than their single counterparts and thus are more likely to receive a reduced auto insurance rate than single individuals. This is due to the fact that never-married individuals have a higher chance of getting into driving accidents than married men and women. Young singles, elderly widows and divorced folks also see higher prices on auto insurance in Virginia Beach. There’s even an opportunity for a discounted insurance rate for having a domestic partner, but that practice is not as prevalent just yet. Other resources summarize that married motorists have significantly more stable and less risky lifestyles compared to singles. Either way, if you just got married or are married, then you could qualify for a discounted car insurance rates in Virginia Beach today.

Where You Live in Virginia Beach Affects Car Insurance Costs

Annual savings for car insurance in smaller towns near Virginia Beach

16 %

Annual savings for car insurance in medium sized cities near Virginia Beach

9 %

"Zip code, zip code, zip code. Your neighborhood and roads matter when applying for auto insurance in the city of Virginia Beach. It can either save you an arm and a leg or cost you your life’s fortune. Unfortunately it’s the mere fact that cities with high levels of injuries and theft claims generally see higher insurance premiums. This is mainly because firms lump specific zip codes collectively into risk classes. Inner city drivers should always expect to pay more than those that stay further in the county. In other words, the more cars in an area, the higher the risk for an accident. One final factor that goes into account if your auto insurance rate is state of your roads in your zip code. Areas with less developed roads could see higher auto insurance prices.

Average Costs of Auto Insurance in Virginia Beach by Types of Coverage

Type of Auto Insurance CoverageAverage Annual Rate
Without Comprehensive or Collision781.31
Auto Insurance with Comprehensive Only921.94
Auto Insurance with Comprehensive and Collision1,359.47

Your Credit Affects Your Car Insurance Costs

Afraid of looking at your credit score? You may need to polish those numbers before looking into auto insurance in Virginia Beach. About ninety-two percent of auto insurance companies in Virginia Beach are known take your credit scores into consideration when calculating quotes. This method of appraising clients for auto insurance makes it possible for insurers to ensure the fairest and most suitable rates for everyone. Studies suggest that using this particular score helps insurance companies predict what the costs for someone is when they’re likely to get into an accident. Though it may be intimidating, your credit score is one sure way to find the best, cost efficient auto insurance rate Virginia Beach has to offer. So keep an eye on those bills and how you’re applying for credit.

Average car insurance rate changes in Virginia Beach based off credit scores.

69 %

Max car insurance rate changes in Virginia Beach based off credit scores

128 %

92 percent of the car insurance companies in Virginia Beach now consider your credit rating when calculating how much you will pay for auto insurance.

Virginia Beach Car Insurance Rates by Age

Are you a new driver and still a teenager? Age is a factor you may need to take into consideration when rummaging for Virginia Beach auto insurance rates. It is a fact of life that certain age groups are more of a liability to cover than others. Mainly because of the higher likelihood of injuries and costly claims. The youngest drivers have a tendency to be involved in most traffic incidents and exhibit way more reckless behavior than older drivers. Causing rates in Virginia Beach to skyrocket and leaving you rethinking things a little bit. Auto insurance prices fall off for adults once they settle into middle age since they get more experience behind the wheel and also get into fewer injuries. This policy continues until motorists reach their seventies, where auto insurance prices begin to grow again. Age is among the most significant variables that play into the cost of car insurance in Virginia Beach, though the effect on auto insurance rates vary wildly from state to state. Except for one fact that remains the same; younger drivers pay massive sums for auto insurance policies in Virginia Beach.

best home and auto insurance Virginia Beach VA

Getting the Best Auto Insurance Rates in Virginia Beach

Accidents happen and auto insurance is the only safe bet one can have when out on the road. The process is necessary but creates so much fatigue! What are you to do when looking for the right auto insurance policy? None of us needs to invest more than we need to for auto insurance in the city of Virginia Beach. But it's not always clear on how to secure reduced auto insurance prices. So, shopping around becomes your thing and you actually find Insurers supply an assortment of discounts. However, you find lower insurance prices are for clients who meet specific requirements or if they happen to be looking for packages with both automobile and home insurance. Take the opportunity to examine the prices from different vendors and compare them before you set your sights on a quote that’s right for you. And if you need help with finding the best automobile insurance in Virginia Beach, we are always here to help."