Car Insurance in Virginia Beach, VA


Providing a fast and stress-free experience when looking for auto insurance in Virginia Beach.





Auto Insurance in Virginia Beach and What You Need to Know



Shopping around for quotes on auto insurance in Virginia Beach from companies is critical if you would like to find affordable auto insurance in the city. The price of what your acquaintances and friends pay for auto insurance in Virginia Beach will differ based on numerous factors--such as your age, driving, and location history. To help lessen some of your legwork on shopping for auto insurance in Virginia Beach, we have gathered auto insurance rates for you. We have found the options for many sorts of drivers. We've also listed a couple of crucial factors that affect how much you pay for car insurance from the city.

Percentage decrease in Virginia Beach car insurance costs compared to national average

29.82 %

Percentage decrease in Virginia Beach car costs compared to average in Virginia

4.84 %

Percentage increase in Virginia Beach car insurance costs compared to most expensive in Virginia

35.59 %

Full Coverage Car Insurance

Protect yourself, others and your passengers. Discover what driving with coverage in Virginia Beach can give you beyond the peace of mind knowing that everyone and everything is protected.

Liability Car Insurance

Meet the insurance requirements for driving in Virginia Beach with a liability auto insurance coverage plan. You are always better off being protected than not being protected at all.

High Risk Car Insurance

Finding the best high risk car insurance in Virginia Beach can be daunting. We help you weave through the noise so you can get the best car insurance rate in Virginia Beach should you a high risk coverage plan.

Home and Auto Insurance

Bundle your home and auto insurance coverage in Virginia Beach all into one so you can deal with companies and save. Find out if a house and auto insurance bundle is right for you.


Your Driving Record Matters When Getting Auto Insurance in Virginia Beach

We have been a part of it or've all seen the story. You're getting quotes for car insurance in Virginia Beach and searching for the best deal on an insurance program. You get a car insurance quote that's affordable and provides all of the coverage choices you are searching for. Afterward the insurance carrier informs you that the total cost of this insurance premium is more important than you were originally quoted and comes back. What happened? It might be due to insurance points. The quantity of points added to a driver's record for a crime varies by location. If your driving record from the state's department of motor vehicles comes showing tickets or accidents which you didn't originally report in your insurance plan, your car insurance rates in Virginia Beach might be greater compared to pricing that the insurance provider originally quoted.


best home and auto insurance Virginia Beach VA

Your Type of Car Plays a Role on Car Insurance Costs in Virginia Beach

For certain sorts of vehicles, you will find an range of factors that determine how much you will pay for auto insurance in Virginia Beach. The more horsepower your vehicle gets, the likelier you face and will rate the danger of a crash. Since cars with more power are involved in more accidents, they are more costly to cover. But a enormous SUV could push the purchase price of your auto insurance in Virginia Beach up due to its capacity to inflict a more substantial quantity of damage. If you're seeking to get the car insurance, consider cars in the midsize group, like sedans SUVs, or minivans. An automobile's worth weighs significantly on the cost to cover it. It is ideal to consider lower-priced vehicles in case you're watching out for insurance savings.

Vehicle TypeAnnual Average Cost of Car Insurance
Car1,120.02
Luxury1,033.21
SUV953.82
Van877.60
Truck857.48



best home and auto insurance Virginia Beach VA

Cost of Car Insurance in Virginia Beach by Gender and Marital Status

Gender is no longer a factor which can be used to compute auto insurance prices. Generally, married couples are more likely to be given a auto insurance rate than single individuals. Individuals have a higher likelihood of accidents than married men and women. You may also be given a discounted insurance fee for having a national partner. But that practice is not prevalent. The simple fact is that married couples are not as inclined to get into automobile accidents. There are a variety of theories about why this may be the situation; some sources state married motorists often drive less than their counterparts. Sources hypothesize that motorists have less risky and significantly more secure lifestyles compared to singles. In any event, if you got married or are married, then you could qualify for a discounted car insurance rates in Virginia Beach.

Where You Live in Virginia Beach Affects Car Insurance Costs

Annual savings for car insurance in smaller towns near Virginia Beach

16 %

Annual savings for car insurance in medium sized cities near Virginia Beach

9 %


The amount that informs the post office in can save or cost you thousands of dollars annually on car insurance in Virginia Beach. The discrepancies in automobile insurance policy prices by zip code have much related to the crime and little to do with models and the manufacturers of automobiles. Cities with high levels of injuries and theft claims generally see higher insurance premiums because firms lump zip codes together. City drivers almost always pay. More cars mean more mishaps, to put it differently. Zipcodes with roads that are less developed may even see auto insurance prices.

Average Costs of Auto Insurance in Virginia Beach by Types of Coverage


Type of Auto Insurance CoverageAverage Annual Rate
Without Comprehensive or Collision781.31
Auto Insurance with Comprehensive Only921.94
Auto Insurance with Comprehensive and Collision1,359.47


Your Credit Affects Your Car Insurance Costs

Aside from your history and the sort of automobile you drive, your credit rating can affect what you pay for auto insurance in Virginia Beach. Many companies utilize insurance policy when deciding the purchase price of your car insurance rates. Studies indicate that using this score helps whenever someone is more likely to get into an accident insurance is predicted by insurance businesses. A car insurance policy makes it possible for insurers to estimate the fairest acceptable rate for each and every client. So yes, your credit rating can affect your costs on auto insurance in Virginia Beach. Even though your credit history plays when it comes to pricing your auto insurance, it is important to focus on the items you can control, such as paying your bills on time and keeping an eye.

Average car insurance rate changes in Virginia Beach based off credit scores.

69 %

Max car insurance rate changes in Virginia Beach based off credit scores

128 %


92 percent of the car insurance companies in Virginia Beach now consider your credit rating when calculating how much you will pay for auto insurance.



Virginia Beach Car Insurance Rates by Age

The rates for auto insurance in Virginia Beach vary by age category. This is because certain age groups are significantly more of a responsibility to pay than others due to a likelihood of claims that are costly and injuries. The drivers have a tendency to have the maximum quantity of traffic incidents and exhibit behavior. They costly to insure, typically, as an outcome. Auto insurance costs in Virginia Beach fall off for adults as soon as they start to settle around age since they get more experience behind the wheel and get into injuries in comparison with teens. This trend continues until drivers reach their seventies, where auto insurance costs begin to grow again. But even though age is among the most crucial variables that play into the cost of car insurance in Virginia Beach, the impact of age on auto insurance rates could vary from state to state. In general, however, you typically will see that the drivers paying the massive sum for an Virginia Beach auto insurance plan.

best home and auto insurance Virginia Beach VA


Getting the Best Auto Insurance Rates in Virginia Beach


Shopping for and buying auto insurance in Virginia Beach may seem to be an unwelcome cost and experience. It's one that you may do to protect you from financial loss associated with natural disaster, automobile theft, a traffic collision, or another occasion. The only way is to search around. Insurers supply an range of discounts, which might mean lower insurance prices if they're even looking to bundle their automobile insurance or who meet requirements. Take the chance to examine the prices across vendors and compare them before you choose which kind of auto insurance in Virginia Beach is excellent for you. And if you need help with that process, we are always here to assist you.